A Contract Surety Bond provided by the Surety Company gives financial security to the project owner (obligee) assuring that the contractor (principal) will perform and complete the construction project and pay certain subcontractors, laborers, and material suppliers.

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Small Contract Bond Program  
First Step is a contract surety bond program for contractors with small bond needs of $250,000 or less and total other current construction projects underway of $250,000 or less. The program is designed for straight-forward construction projects with completion dates of one year or less. Underwriting is primarily based on a simple, one page application as well as business and personal credit profiles.

Larger Contract Bond Program
The enhanced Next Step program fills the gap between credit-only surety programs and the traditional standard surety market approach which includes lengthy and detailed underwriting information. We are not a cumbersome funds control or substandard market. We offer a favorable solution for your valued surety clients who have solid credit, a great reputation and adequate liquidity.

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